Fraternal Benefit Society

CSA Fraternal Life is America's oldest fraternal benefit society, and was established to help those in need. Formerly the Czechoslovak Society of America, CSA was founded in 1854 on the principles of equality, harmony and fraternity. From our Home Office in Lombard, Illinois, we service our 24,000+ members spread throughout 64 lodges in 21 states.

When an individual buys an insurance or annuity product from CSA, they become a member, and are eligible for all the fraternal benefits we provide. In addition there are many programs and activities on the local, regional and national levels in which members can participate, many of which are described on this page. Members belong to lodges and are encouraged to involve themselves in that core unit's organization and functions, including charitable opportunities.

CSA encourages participation in lodge functions but it is completely voluntary. Our purpose includes these intentions:

to Foster fraternity, charity, and patriotism among its members;

to Promote the social, recreational and spiritual welfare of its members and mankind in general;

to Encourage its members to practice physical fitness and to cooperate with and support organizations promoting such programs;

to Encourage and support every effort to perpetuate the Czech and Slovak heritage, language, and customs;

to Promote and support all activities and principles as befits a fraternal society.

  • Miss National CSA Contest

    This year, five young women competed for the title of Miss National CSA. The competition, held at our annual Get-Together in Memphis, featured contestants speaking and answering questions from judges. Questions are devoted to lifestyle, hobbies, future goals, and other subjects of interest.

    Sis. Kristin Payer of Lodge Mile-Hi Czechs No. 432 was crowned Miss National CSA 2016-17. Kristin is from Thornton, Colorado, where she was very active in various school organizations. Upon high school graduation, she enrolled at the University of Mississippi, where she is majoring in Political Science. She is a founding member of Alpha Phi sorority at “Ole Miss” She enjoys volunteering, hiking, reading, traveling, skiing, bowling, and dancing. She hopes to one day give back to her community and write a book. You can keep up with Kristin’s activities and travels through her monthly Journal articles. She will be our traveling Good Will Ambassador as she visits lodges, festivals, parties, and other fraternal activities.

  • Scholarship Program

    Student-members meeting requirements are awarded scholarships based on grade point average, college placement scores, CSA and extracurricular activities, and essays. Scholarships also can be awarded to students seeking a certification in a trade school or other professional program of study.

    Bro. Andrew Vernetti of Lodge Yankee Jungmann #077 received the 2016 Best of Class Award of $2,000. Andrew will be attending the Georgia Institute of Technology in Atlanta where he plans to study Computer and Hardware Engineering. Andrew hopes to turn his passion for technology into a career someday.

    Grants are awarded for one year provided the student has a 3.0 or higher grade point average and meets insurance requirements.

    To download the 2017 Scholarship Program form, click here.

  • Fraternalist of the Year

    Sis. Wendy Kurtz Lovell of Lodge Kruh Osvojenych-Zen A Panu No. 121 has been named CSA's 2015-16 Fraternalist of the Year. As a 4th generation CSA member since birth, Wendy has followed in the footsteps of many faithful, Czech individuals.

    Wendy is an elementary school teacher and helps those students needing extra assistance in mathematics. As President of Lodge #121 and Vice President of D.C. 9, she is dedicated to engaging members to stay active, as well as mobilizing the youth and adults to work together to promote goodwill and volunteerism. Wendy has participated in several Get-Togethers throughout her life, and she has been a delegate to quite a number of Conventions, representing the state of Ohio.

    Wendy has been faithfully writing for the CSA Journal each month, giving details and information about what Lodge #121 members are up to. She has installed CSA signs at the various local ballfields to promote our organization. She has organized a group of lodge members to maintain a flower garden and display in their town; has attended and assisted in potluck picnics for D.C. 9; and has donated time and money to various local churches. Wendy will provide transportation to infirm members needing to attend lodge meetings. In 2015, she arranged for Lodge #121 and D.C. 9 to sign Christmas cards and letters of well-wishes to patients of local care facilities, nursing home residents, and Ohio veterans. She also assists in organizing the annual Bowl-o-Rama.

    A $100 gift will be donated to Wendy’s favorite charity in her name. This award is CSA’s most prestigious recognition of a member who has gone above and beyond to exhibit Equality, Harmony, and Fraternity. This year, eleven total members were nominated. We thank all active members for their continued good work.

  • Annual Get-Together

    The 80th Annual CSA Get-Together was held at the Crowne Plaza in Downtown Memphis, Tennessee from August 5th-7th, 2016. Over 130 members enjoyed a weekend of fraternal good will including a service project, a trip to Elvis Presley's Graceland, our annual Miss National CSA Contest, and social activities. Outings and activities are in the works for next year's 81st Annual Get-Together, which will be held in Austin, TX. Start making plans to attend!

  • Bowl-o-Rama

    This youth activity is held on a Sunday morning in the spring, and run by local districts in areas of high member concentration. Bowling at the same time in several cities throughout the country, youth members, ages 5 to 17, compete against each other in several categories for prizes, though all bowlers receive a souvenir.

  • Photo Contest

    Members are encouraged to enter photos in the annual Photo Contest. The photos must be those they have taken themselves; no studio or professional photos are allowed. Cash Prizes are awarded in various categories: Best of Contest, and 1st, 2nd and 3rd place in each of four categories. The photo at left is this year's Best of Contest and appears on the cover of the April 2015 Journal. The winner of our contest is Sis. Cyndi Kourim-Schuette of Lodge Yankee-Jungmann No. 77. Congratulations, Cyndi!

  • Lodge Recognition

    A Gold, Silver or Bronze Star, along with a monetary prize, is the reward of this program which recognizes lodge participation in a variety of categories. Members can win this award by holding ethnic or youth activities, volunteering in various community programs and attending educational and social activities.


    CSA SERVES is a lodge activity that encourages support for a local group or organization which fits the criterion of a common topic. The CSA SERVES project allows lodges across the country the option of selecting one or more charities or community agencies to devote their time and/or monetary donations.

    As has always been CSA's policy, any monetary donations made by a lodge are matched by 50% as well as $2.50 per volunteer hour.

    In the past, lodges have chosen Food Pantries, Helping our Military, donating to and volunteering at local schools and libraries, cleaning up parks, planting flowers, trees and many other good works benefiting their neighborhoods, churches and schools.

    CSA is proud of the dedication of its members and equally proud to partner with them in their efforts.

  • National Sports Tournaments

    National adult member tournaments are held for bowling and golf in different cities each year. Local committees make all arrangements while District Sports committees handle registration. Prizes and souvenirs are awarded.

  • Join Hands Day

    JOIN HANDS DAY, usually held in May of each year, is the only national volunteer day that specifically targets and develops relationships between young people and adults through neighborhood volunteering. Youths and adults work together on an equal basis to plan, organize and implement the day's activities. Building relationships across generations restores confidence, trust and respect for each other and creates a sense of community.

    JOIN HANDS DAY is a program of the American Fraternal Alliance. The 124-year-old organization unites 70 not-for-profit fraternal benefit societies that operate in all 50 states, the District of Columbia and Canada.

  • 50-Year Pin Program

    Long-term membership is recognized and often awarded in lodge-sponsored pin ceremonies. Fifty and seventy-five year pins are available from the Home Office.

  • The Journal

    The CSA Journal is a free monthly magazine that keeps members up to date on events within the Society. The Journal is also a forum to talk about new products and features seasonal articles on ethnic traditions and other activities. Many articles are submitted by lodge members. To see the current issue of the Journal, click here.


The Czechoslovak Heritage Museum, located in CSA's former Home Office in Oak Brook, Illinois is now closed. The Museum Board of Directors is working hard to find a permanent new home for the museum. Assistance with genealogy questions and searches can be found at the Paul M. Nemecek Library housed in the historic Thomas G. Masaryk School in Cicero, Illinois. This library has become a valuable resource for information on language, customs, art, traditions and history.

For information on hours of operation or to make an appointment, call 630-906-8175.

Sharing a common bond

CSA Fraternal Life (formerly known as Czechoslovak Society of America) is America's oldest Fraternal Benefit Society. Fraternal societies are defined by elements of purpose, harmony and community. We add value to our products and services through membership in a lodge system that encourages member benefits and programs focused on family values and community involvement.

With sincere appreciation for the dedication of our founding Czech and Slovak ancestors, our obligation to fulfill this social responsibility and adhere to our business strategy includes a commitment to service excellence, courtesy, compassion and professionalism. Steady growth in a competitive insurance market is critical to our member benefits and programs - a loyalty that supports our fraternal heritage and sense of volunteerism throughout our communities.

Founded as an 'Ethnic' fraternal society, our membership is open to all individuals of good character that share a common value system and support our fraternal heritage. CSA Fraternal Life embraces the opportunity to share our Czech and Slovak heritage with members of all ethnic backgrounds to carry our message of equality, fraternity and harmony into the 21st century. Our roots are deep; our fraternalism should have no limits or borders.

CSA Fraternal Life is proud of our commitment to equality, fraternity and harmony. To learn more, please call us toll-free at 1-800-LIFE-CSA (543-3272) or contact a local CSA agent or representative.