Effective May 15, 2014
Current Annuity Rate: 3%
Minimum Guaranteed Rate: 1%
Retirement planning should reflect a pathway toward reaching your retirement goals.
Annuity plans are an important financial foundation to help protect against risk of
out living your income.
Flexible premium and single premium annuity plans offer a high degree of safety,
competitive tax deferred interest earnings and guaranteed retirement income options.
Non-qualified allows tax deferred growth
- Deferred Flexible or Single Premium
(Individual Retirement Annuity) funded with pre-tax dollars
- Principal is guaranteed 100% by the Society
- Tax deferred interest earnings at competitive rates based upon initial deposit
- Minimum guaranteed interest rate of 1%
- Charges for full surrender scale down to zero at the end of 7 years
- Penalty free partial withdrawals up to 10% during contract years 2-7
- Federal tax penalty of 10% assessed on earnings withdrawals prior to age 59 1/2
0 - 85
$1,000 minimum deposit amount
- Payments for a Specified Amount
- Payments for a Fixed Period
- Life Income with payments for a Certain Period
Certificates issued by:
CSA FRATERNAL LIFE
2050 Finley Road
Lombard, IL 60148
All plans not available in all states. Issue ages may vary depending
upon plan and eligible rate class. Contract provisions and benefits may
vary by state.
The underwriting risks, financial obligations and support functions associated with the policies
issued by CSA Fraternal Life are solely its responsibility. CSA Fraternal Life is responsible for its
own financial condition and contractual obligations. CSA Fraternal Life does not solicit business in all states.
Fraternal Benefits available to eligible Annuity members
- Nursing Home Benefit allows waiver of surrender charges on annuity withdrawals for custodial, intermediate or skilled nursing home care.
- Scholarship Grants. Undergraduate scholarships are awarded to eligible members attending an accredited institution full time.
- ScriptSave. Provides member households with a personalized prescription drug discount card that is recognized by participating pharmacies nation wide.